Elizabeth Gosek, MBA, LUTCF, RICP

Financial Advisor & Retirement Income Certified Professional

Hello, I’m Elizabeth, founder and financial advisor at Optimal Wealth Services. I believe good financial planning begins with getting to know the person sitting across from me. Before we talk about investments, retirement accounts, insurance, or financial strategies, I want to understand YOU - your family, your priorities, what you’re working toward, and what might be keeping you up at night. The numbers are important, of course, but they only matter in the context of the life you want those numbers to support.

I’m originally from Poland, where I studied at the Warsaw School of Economics before moving to the United States and earning my Master of Business Administration from LaSalle University in Philadelphia. I began my career in financial services with New York Life Insurance Company and NYLIFE Securities before joining Harvest Group Financial Services, where I advised individuals and families across many areas of financial planning.

When Harvest Group was acquired by a large national financial management firm, I had a decision to make. I knew I wanted to continue serving my clients independently and providing the personalized, long-term financial guidance I believed in. So, in 2012, I founded Optimal Wealth Services.

Nearly two decades into my career, one of the things I value most is helping people better understand their own finances. I don't believe you should walk away from a financial conversation simply knowing what was recommended - I want you to understand why. My goal is for my clients to feel informed, involved, and confident in the decisions we're making together.

That commitment to financial education extends beyond my client relationships through financial publications, seminars, and webinars for the broader community. I also believe strongly in giving back and remain active with several nonprofit organizations.

I live in Washington Crossing, Pennsylvania, with my husband, and when I'm not talking about financial planning, I enjoy spending time with our three sons and their families.

karolina matyka

Client Services Manager

Hi, I’m Karolina! If you work with Optimal Wealth Services, there’s a pretty good chance you’ll hear from me.

I help keep the many moving pieces of our client experience moving in the right direction. Whether we’re setting up a new account, updating information, processing paperwork, coordinating with a financial institution, or simply figuring out who we need to call to get an answer, I’m here to help make the process a little easier. Financial services come with plenty of forms, terminology, and procedures that may not be familiar to everyone - and I never want a client to feel like they’re supposed to already know how everything works.

Before joining Optimal Wealth Services in 2025, I spent eight years as a senior paralegal with a personal injury law firm in Philadelphia, where I guided clients through the litigation process from their first phone call through final settlement. While financial planning is certainly a different world, I brought that same client-first mentality with me: communicate clearly, pay attention to the details, keep things moving, and make sure people know what’s happening along the way.

I earned my Bachelor of Science in Business Administration, with a minor in Political Science, from LaSalle University. I’m also continuing to expand my knowledge of the financial services industry and am currently studying for my Securities Industry Essentials (SIE) exam.

Originally from Poland, I’m fluent in both Polish and English. And when I’m not at the office, there’s a very good chance you’ll find me at the theatre. I serve on the Board of Directors of a local nonprofit theatre company and spend much of my free time directing, stage managing, producing, photographing shows, and generally finding new reasons to be backstage long after I probably should have gone home!