Retirement planning

Retirement is a crucial point in life of every person. Everything around starts to change and we have to face new challenges. Very often retirement  problems are caused by assets being not sufficient for a living we got used to or even for basic needs. We understand this struggle and that's why we are here to help you take retirement future in your hands. Do not wait with important decisions - the earlier you start to plan your retirement, the better outcome you are going to get. 

We create your retirement plan basing on clients’ wills, estate plans/trusts, taxes and insurance and it includes:

• Insurance Planning

• Beneficiary Review

• Financial Needs Analysis

• Analysis of Present and Future Expenses

• Estate Preservation

• Income Planning

investment management 

Basing on many years of experience, we at Optimal Wealth Services, know that every client and his or her goals are different. That is why we take time to talk and get to know you. We believe that full apprehension of your character, your needs and expectations gives us an ability to create a financial plan that is perfectly matches you. To make our work even more efficient we use Riskalyze, a program built on a Nobel-Prize winning framework, that replaces terms like "conservative" or "aggressive" with a specific number. The number from 1 to 99 is called Risk Number and it is a result of personal analyze that describes your tolerance of risk. 

social security maximization

During years of practice we have met many clients having problems with understanding how to maximize their Social Security, what are the best options for them and when to start taking it. That is why we have created a seminar series devoted to this subject. We also practice advising about Social Security maximization in our office.

Go to News to see the schedule of upcoming seminars!

income planning

For the most of your life you have been working hard and saving up, but having retirement savings is not the same as having retirement income. We specialize in creating plans that will provide you regular and dependable cash flow in the fall of your life. Let us make your money work for you from now on. 

life insurance

Work in Progress